FY2027 Small Area FMR · Black Oak, AR

ZIP 72414 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 72414 (Black Oak, AR) is $940 a month, up 6.8% from FY2026. That is 13% below the Jonesboro, AR area-wide FMR of $1,079.

2-bedroom SAFMR$940per month ▲ 6.8%

Area-wide 2 BR FMR$1,079Jonesboro, AR

Rank in the area15thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$846

2 BR Small Area FMR$940

110% of SAFMR$1,034

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750▲ 10.3%

1 BR$790▲ 6.8%

2 BR$940▲ 6.8%

3 BR$1,270▲ 6.7%

4 BR$1,340▼ 2.9%

FY2027 FY2026

Where 72414 sits in the Jonesboro, AR area

Of the 21 ZIP codes HUD lists for the area, 72414 has the 15th highest two-bedroom Small Area FMR. Jonesboro, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,079 for two bedrooms; an agency that opts in to Small Area FMRs would use $940 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$889	$680
1 bedroom	$790	$711 – $869	$895	$740
2 bedrooms	$940	$846 – $1,034	$1,079	$880
3 bedrooms	$1,270	$1,143 – $1,397	$1,418	$1,190
4 bedrooms	$1,340	$1,206 – $1,474	$1,424	$1,380

A household renting a two-bedroom home at the Small Area FMR of $940 needs about $37,600 a year to keep housing costs at 30% of income. The area median family income is $75,600 and the 80% low-income limit for four people is $60,500. ZIP code 72414 lies mainly in Craighead County. See the Jonesboro, AR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
72437	Lake City	5.0 mi	$960
72419	Caraway	5.3 mi	$940
72447	Monette	6.3 mi	$940
72377	Rivervale	9.3 mi	$1,010
72428	Etowah	10.3 mi	$920
72442	Manila	10.5 mi	$940

Questions

What is the Fair Market Rent for ZIP code 72414?

HUD's FY2027 Small Area Fair Market Rents for 72414 are $750 (studio), $790 (1 BR), $940 (2 BR), $1,270 (3 BR) and $1,340 (4 BR) a month.

What is the Section 8 payment standard in 72414?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 72414 that range is $846 to $1,034 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 72414?

The FY2026 income limits of the Jonesboro, AR area apply: median family income $75,600, low-income (80%) limit $60,500 for a family of four.