Income Limits by County

FY2027 Small Area FMR · Knobel, AR

ZIP 72435 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 72435 (Knobel, AR) is $920 a month, up 3.4% from FY2026. That is 1% above the Clay County, AR area-wide FMR of $909.

2-bedroom SAFMR$920per month ▲ 3.4%
Area-wide 2 BR FMR$909Clay County, AR
Rank in the area7thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828
2 BR Small Area FMR$920
110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 72435 sits in the Clay County, AR area

$910$970median $915

Of the 14 ZIP codes HUD lists for the area, 72435 has the 7th highest two-bedroom Small Area FMR. Clay County, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$670$603 – $737$676$660
1 bedroom$720$648 – $792$695$700
2 bedrooms$920$828 – $1,012$909$890
3 bedrooms$1,230$1,107 – $1,353$1,205$1,210
4 bedrooms$1,370$1,233 – $1,507$1,274$1,320

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $64,100 and the 80% low-income limit for four people is $56,900. ZIP code 72435 lies mainly in Clay County. See the Clay County, AR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
72453Peach Orchard7.3 mi$910
72436Lafe7.6 mi$910
72422Corning8.2 mi$910
72424Datto10.2 mi$910
72462Reyno11.2 mi$910
72425Delaplaine11.3 mi$940

Questions

What is the Fair Market Rent for ZIP code 72435?

HUD's FY2027 Small Area Fair Market Rents for 72435 are $670 (studio), $720 (1 BR), $920 (2 BR), $1,230 (3 BR) and $1,370 (4 BR) a month.

What is the Section 8 payment standard in 72435?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 72435 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 72435?

The FY2026 income limits of the Clay County, AR area apply: median family income $64,100, low-income (80%) limit $56,900 for a family of four.