Income Limits by County

FY2027 Small Area FMR · Warm Springs, AR

ZIP 72478 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 72478 (Warm Springs, AR) is $960 a month, up 5.5% from FY2026. That is 6% above the Randolph County, AR area-wide FMR of $909.

2-bedroom SAFMR$960per month ▲ 5.5%
Area-wide 2 BR FMR$909Randolph County, AR
Rank in the area3rdof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$864
2 BR Small Area FMR$960
110% of SAFMR$1,056

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 72478 sits in the Randolph County, AR area

$910$1,230median $910

Of the 13 ZIP codes HUD lists for the area, 72478 has the 3rd highest two-bedroom Small Area FMR. Randolph County, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$690$621 – $759$646$660
1 bedroom$730$657 – $803$695$710
2 bedrooms$960$864 – $1,056$909$910
3 bedrooms$1,330$1,197 – $1,463$1,259$1,260
4 bedrooms$1,350$1,215 – $1,485$1,274$1,320

A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $69,500 and the 80% low-income limit for four people is $56,900. ZIP code 72478 lies mainly in Randolph County. See the Randolph County, AR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
63942Gatewood7.4 mi$990
72455Pocahontas9.0 mi$980
72460Ravenden Springs9.1 mi$910
72444Maynard11.5 mi$910
65778Myrtle13.1 mi$970
65690Couch15.6 mi$960

Questions

What is the Fair Market Rent for ZIP code 72478?

HUD's FY2027 Small Area Fair Market Rents for 72478 are $690 (studio), $730 (1 BR), $960 (2 BR), $1,330 (3 BR) and $1,350 (4 BR) a month.

What is the Section 8 payment standard in 72478?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 72478 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 72478?

The FY2026 income limits of the Randolph County, AR area apply: median family income $69,500, low-income (80%) limit $56,900 for a family of four.