FY2027 Small Area FMR · Oxford, AR
ZIP 72565 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 72565 (Oxford, AR) is $910 a month, up 3.4% from FY2026. That is 0% equal to the Izard County, AR area-wide FMR of $909.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 72565 sits in the Izard County, AR area
Of the 20 ZIP codes HUD lists for the area, 72565 has the 7th highest two-bedroom Small Area FMR. Izard County, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $910 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $650 | $585 – $715 | $646 | $630 |
| 1 bedroom | $720 | $648 – $792 | $725 | $710 |
| 2 bedrooms | $910 | $819 – $1,001 | $909 | $880 |
| 3 bedrooms | $1,260 | $1,134 – $1,386 | $1,259 | $1,200 |
| 4 bedrooms | $1,520 | $1,368 – $1,672 | $1,519 | $1,480 |
A household renting a two-bedroom home at the Small Area FMR of $910 needs about $36,400 a year to keep housing costs at 30% of income. The area median family income is $62,800 and the 80% low-income limit for four people is $56,900. ZIP code 72565 lies mainly in Izard County. See the Izard County, AR county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 72565?
HUD's FY2027 Small Area Fair Market Rents for 72565 are $650 (studio), $720 (1 BR), $910 (2 BR), $1,260 (3 BR) and $1,520 (4 BR) a month.
What is the Section 8 payment standard in 72565?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 72565 that range is $819 to $1,001 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 72565?
The FY2026 income limits of the Izard County, AR area apply: median family income $62,800, low-income (80%) limit $56,900 for a family of four.