FY2027 Small Area FMR · Tumbling Shoals, AR

ZIP 72581 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 72581 (Tumbling Shoals, AR) is $1,000 a month, up 4.2% from FY2026. That is 0% equal to the Cleburne County, AR area-wide FMR of $997.

2-bedroom SAFMR$1,000per month ▲ 4.2%

Area-wide 2 BR FMR$997Cleburne County, AR

Rank in the area2ndof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$700▲ 1.4%

1 BR$760▲ 2.7%

2 BR$1,000▲ 4.2%

3 BR$1,290▲ 4.9%

4 BR$1,360▲ 4.6%

FY2027 FY2026

Where 72581 sits in the Cleburne County, AR area

Of the 17 ZIP codes HUD lists for the area, 72581 has the 2nd highest two-bedroom Small Area FMR. Cleburne County, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $997 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$700	$630 – $770	$694	$690
1 bedroom	$760	$684 – $836	$762	$740
2 bedrooms	$1,000	$900 – $1,100	$997	$960
3 bedrooms	$1,290	$1,161 – $1,419	$1,290	$1,230
4 bedrooms	$1,360	$1,224 – $1,496	$1,355	$1,300

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $71,300 and the 80% low-income limit for four people is $57,050. ZIP code 72581 lies mainly in Cleburne County. See the Cleburne County, AR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
72546	Ida	3.3 mi	$1,000
72530	Drasco	4.5 mi	$990
72543	Heber Springs	6.9 mi	$980
72179	Wilburn	8.2 mi	$940
72130	Prim	8.5 mi	$910
72067	Higden	9.4 mi	$910

Questions

What is the Fair Market Rent for ZIP code 72581?

HUD's FY2027 Small Area Fair Market Rents for 72581 are $700 (studio), $760 (1 BR), $1,000 (2 BR), $1,290 (3 BR) and $1,360 (4 BR) a month.

What is the Section 8 payment standard in 72581?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 72581 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 72581?

The FY2026 income limits of the Cleburne County, AR area apply: median family income $71,300, low-income (80%) limit $57,050 for a family of four.