FY2027 Small Area FMR · Amber, OK
ZIP 73004 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 73004 (Amber, OK) is $1,260 a month, up 0.8% from FY2026. That is 25% above the Grady County, OK area-wide FMR of $1,011.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 73004 sits in the Grady County, OK area
Of the 17 ZIP codes HUD lists for the area, 73004 has the 1st highest two-bedroom Small Area FMR. Grady County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,011 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $880 | $792 – $968 | $704 | $860 |
| 1 bedroom | $960 | $864 – $1,056 | $773 | $950 |
| 2 bedrooms | $1,260 | $1,134 – $1,386 | $1,011 | $1,250 |
| 3 bedrooms | $1,700 | $1,530 – $1,870 | $1,363 | $1,670 |
| 4 bedrooms | $2,110 | $1,899 – $2,321 | $1,690 | $2,100 |
A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $96,000 and the 80% low-income limit for four people is $76,800. ZIP code 73004 lies mainly in Grady County. See the Grady County, OK county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 73004?
HUD's FY2027 Small Area Fair Market Rents for 73004 are $880 (studio), $960 (1 BR), $1,260 (2 BR), $1,700 (3 BR) and $2,110 (4 BR) a month.
What is the Section 8 payment standard in 73004?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 73004 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 73004?
The FY2026 income limits of the Grady County, OK area apply: median family income $96,000, low-income (80%) limit $76,800 for a family of four.