FY2027 Small Area FMR · Spencer, OK
ZIP 73084 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 73084 (Spencer, OK) is $1,310 a month, up 0.8% from FY2026. That is 4% above the Oklahoma City, OK area-wide FMR of $1,264.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 73084 sits in the Oklahoma City, OK area
Of the 129 ZIP codes HUD lists for the area, 73084 has the 35th highest two-bedroom Small Area FMR. Oklahoma City, OK is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,179 and $1,441 for two bedrooms.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $990 | $891 – $1,089 | $958 | $980 |
| 1 bedroom | $1,080 | $972 – $1,188 | $1,040 | $1,060 |
| 2 bedrooms | $1,310 | $1,179 – $1,441 | $1,264 | $1,300 |
| 3 bedrooms | $1,780 | $1,602 – $1,958 | $1,713 | $1,750 |
| 4 bedrooms | $1,990 | $1,791 – $2,189 | $1,923 | $1,940 |
A household renting a two-bedroom home at the Small Area FMR of $1,310 needs about $52,400 a year to keep housing costs at 30% of income. The area median family income is $97,300 and the 80% low-income limit for four people is $77,850. ZIP code 73084 lies mainly in Oklahoma County. See the Oklahoma City, OK metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 73084?
HUD's FY2027 Small Area Fair Market Rents for 73084 are $990 (studio), $1,080 (1 BR), $1,310 (2 BR), $1,780 (3 BR) and $1,990 (4 BR) a month.
What is the Section 8 payment standard in 73084?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 73084 that range is $1,179 to $1,441 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 73084?
The FY2026 income limits of the Oklahoma City, OK area apply: median family income $97,300, low-income (80%) limit $77,850 for a family of four.