FY2027 Small Area FMR · Wayne, OK
ZIP 73095 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 73095 (Wayne, OK) is $1,030 a month, up 2.0% from FY2026. That is 19% below the Oklahoma City, OK area-wide FMR of $1,264.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 73095 sits in the Oklahoma City, OK area
Of the 129 ZIP codes HUD lists for the area, 73095 has the 105th highest two-bedroom Small Area FMR. Oklahoma City, OK is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $927 and $1,133 for two bedrooms.
ZIP code 73095 crosses more than one HUD area. HUD also lists it under Garvin County, OK (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $780 | $702 – $858 | $958 | $760 |
| 1 bedroom | $850 | $765 – $935 | $1,040 | $830 |
| 2 bedrooms | $1,030 | $927 – $1,133 | $1,264 | $1,010 |
| 3 bedrooms | $1,400 | $1,260 – $1,540 | $1,713 | $1,360 |
| 4 bedrooms | $1,570 | $1,413 – $1,727 | $1,923 | $1,510 |
A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $97,300 and the 80% low-income limit for four people is $77,850. ZIP code 73095 lies mainly in McClain County. See the Oklahoma City, OK metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 73095?
HUD's FY2027 Small Area Fair Market Rents for 73095 are $780 (studio), $850 (1 BR), $1,030 (2 BR), $1,400 (3 BR) and $1,570 (4 BR) a month.
What is the Section 8 payment standard in 73095?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 73095 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 73095?
The FY2026 income limits of the Oklahoma City, OK area apply: median family income $97,300, low-income (80%) limit $77,850 for a family of four.