FY2027 Small Area FMR · Ardmore, OK

ZIP 73403 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 73403 (Ardmore, OK) is $1,040 a month, down 1.0% from FY2026. That is 0% equal to the Carter County, OK area-wide FMR of $1,040.

2-bedroom SAFMR$1,040per month ▼ 1.0%

Area-wide 2 BR FMR$1,040Carter County, OK

Rank in the area3rdof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▼ 1.3%

1 BR$840▲ 5.0%

2 BR$1,040▼ 1.0%

3 BR$1,320■ 0.0%

4 BR$1,550■ 0.0%

FY2027 FY2026

Where 73403 sits in the Carter County, OK area

Of the 20 ZIP codes HUD lists for the area, 73403 has the 3rd highest two-bedroom Small Area FMR. Carter County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,040 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$762	$770
1 bedroom	$840	$756 – $924	$836	$800
2 bedrooms	$1,040	$936 – $1,144	$1,040	$1,050
3 bedrooms	$1,320	$1,188 – $1,452	$1,318	$1,320
4 bedrooms	$1,550	$1,395 – $1,705	$1,548	$1,550

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $80,400 and the 80% low-income limit for four people is $64,300. ZIP code 73403 lies mainly in Carter County. See the Carter County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
73401	Ardmore	2.6 mi	$1,090
73443	Lone Grove	8.8 mi	$1,080
73436	Gene Autry	10.4 mi	$950
73453	Overbrook	10.5 mi	$1,030
73458	Springer	13.9 mi	$1,040
73448	Marietta	15.8 mi	$1,040

Questions

What is the Fair Market Rent for ZIP code 73403?

HUD's FY2027 Small Area Fair Market Rents for 73403 are $760 (studio), $840 (1 BR), $1,040 (2 BR), $1,320 (3 BR) and $1,550 (4 BR) a month.

What is the Section 8 payment standard in 73403?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 73403 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 73403?

The FY2026 income limits of the Carter County, OK area apply: median family income $80,400, low-income (80%) limit $64,300 for a family of four.