FY2027 Small Area FMR · Healdton, OK
ZIP 73438 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 73438 (Healdton, OK) is $950 a month, up 1.1% from FY2026. That is 9% below the Carter County, OK area-wide FMR of $1,040.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 73438 sits in the Carter County, OK area
Of the 20 ZIP codes HUD lists for the area, 73438 has the 13th highest two-bedroom Small Area FMR. Carter County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,040 for two bedrooms; an agency that opts in to Small Area FMRs would use $950 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $700 | $630 – $770 | $762 | $710 |
| 1 bedroom | $740 | $666 – $814 | $836 | $720 |
| 2 bedrooms | $950 | $855 – $1,045 | $1,040 | $940 |
| 3 bedrooms | $1,200 | $1,080 – $1,320 | $1,318 | $1,180 |
| 4 bedrooms | $1,400 | $1,260 – $1,540 | $1,548 | $1,380 |
A household renting a two-bedroom home at the Small Area FMR of $950 needs about $38,000 a year to keep housing costs at 30% of income. The area median family income is $80,400 and the 80% low-income limit for four people is $64,300. ZIP code 73438 lies mainly in Carter County. See the Carter County, OK county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 73438?
HUD's FY2027 Small Area Fair Market Rents for 73438 are $700 (studio), $740 (1 BR), $950 (2 BR), $1,200 (3 BR) and $1,400 (4 BR) a month.
What is the Section 8 payment standard in 73438?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 73438 that range is $855 to $1,045 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 73438?
The FY2026 income limits of the Carter County, OK area apply: median family income $80,400, low-income (80%) limit $64,300 for a family of four.