FY2027 Small Area FMR · Elmer, OK

ZIP 73539 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 73539 (Elmer, OK) is $980 a month, up 2.1% from FY2026. That is 7% above the Jackson County, OK area-wide FMR of $916.

2-bedroom SAFMR$980per month ▲ 2.1%

Area-wide 2 BR FMR$916Jackson County, OK

Rank in the area2ndof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$882

2 BR Small Area FMR$980

110% of SAFMR$1,078

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$740▲ 2.8%

1 BR$800▲ 2.6%

2 BR$980▲ 2.1%

3 BR$1,290▲ 0.8%

4 BR$1,460▼ 1.4%

FY2027 FY2026

Where 73539 sits in the Jackson County, OK area

Of the 12 ZIP codes HUD lists for the area, 73539 has the 2nd highest two-bedroom Small Area FMR. Jackson County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $980 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$740	$666 – $814	$696	$720
1 bedroom	$800	$720 – $880	$700	$780
2 bedrooms	$980	$882 – $1,078	$916	$960
3 bedrooms	$1,290	$1,161 – $1,419	$1,268	$1,280
4 bedrooms	$1,460	$1,314 – $1,606	$1,531	$1,480

A household renting a two-bedroom home at the Small Area FMR of $980 needs about $39,200 a year to keep housing costs at 30% of income. The area median family income is $85,200 and the 80% low-income limit for four people is $68,150. ZIP code 73539 lies mainly in Jackson County. See the Jackson County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
73570	Tipton	10.2 mi	$920
73560	Olustee	11.0 mi	$920
79247	Odell	11.4 mi	$1,040
73521	Altus	12.9 mi	$940
73523	Altus Afb	13.3 mi	$940
73549	Headrick	14.9 mi	$930

Questions

What is the Fair Market Rent for ZIP code 73539?

HUD's FY2027 Small Area Fair Market Rents for 73539 are $740 (studio), $800 (1 BR), $980 (2 BR), $1,290 (3 BR) and $1,460 (4 BR) a month.

What is the Section 8 payment standard in 73539?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 73539 that range is $882 to $1,078 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 73539?

The FY2026 income limits of the Jackson County, OK area apply: median family income $85,200, low-income (80%) limit $68,150 for a family of four.