FY2027 Small Area FMR · Elk City, OK
ZIP 73644 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 73644 (Elk City, OK) is $1,070 a month, unchanged from FY2026. That is 3% above the Beckham County, OK area-wide FMR of $1,039.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 73644 sits in the Beckham County, OK area
Of the 8 ZIP codes HUD lists for the area, 73644 has the 1st highest two-bedroom Small Area FMR. Beckham County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,039 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.
ZIP code 73644 crosses more than one HUD area. HUD also lists it under Custer County, OK (same figures), Roger Mills County, OK (same figures) and Washita County, OK (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $750 | $675 – $825 | $724 | $800 |
| 1 bedroom | $820 | $738 – $902 | $794 | $820 |
| 2 bedrooms | $1,070 | $963 – $1,177 | $1,039 | $1,070 |
| 3 bedrooms | $1,280 | $1,152 – $1,408 | $1,238 | $1,280 |
| 4 bedrooms | $1,520 | $1,368 – $1,672 | $1,480 | $1,530 |
A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $70,800 and the 80% low-income limit for four people is $60,950. ZIP code 73644 lies mainly in Beckham County, Washita County and Roger Mills County. See the Beckham County, OK county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 73644?
HUD's FY2027 Small Area Fair Market Rents for 73644 are $750 (studio), $820 (1 BR), $1,070 (2 BR), $1,280 (3 BR) and $1,520 (4 BR) a month.
What is the Section 8 payment standard in 73644?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 73644 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 73644?
The FY2026 income limits of the Beckham County, OK area apply: median family income $70,800, low-income (80%) limit $60,950 for a family of four.