FY2027 Small Area FMR · Fay, OK
ZIP 73646 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 73646 (Fay, OK) is $980 a month, up 2.1% from FY2026. That is 4% below the Blaine County, OK area-wide FMR of $1,021.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 73646 sits in the Blaine County, OK area
Of the 16 ZIP codes HUD lists for the area, 73646 has the 9th highest two-bedroom Small Area FMR. Blaine County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,021 for two bedrooms; an agency that opts in to Small Area FMRs would use $980 for this ZIP code instead.
ZIP code 73646 crosses more than one HUD area. HUD also lists it under Custer County, OK (same figures) and Dewey County, OK (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $720 | $648 – $792 | $775 | $700 |
| 1 bedroom | $750 | $675 – $825 | $780 | $740 |
| 2 bedrooms | $980 | $882 – $1,078 | $1,021 | $960 |
| 3 bedrooms | $1,230 | $1,107 – $1,353 | $1,217 | $1,220 |
| 4 bedrooms | $1,420 | $1,278 – $1,562 | $1,342 | $1,490 |
A household renting a two-bedroom home at the Small Area FMR of $980 needs about $39,200 a year to keep housing costs at 30% of income. The area median family income is $79,900 and the 80% low-income limit for four people is $63,900. ZIP code 73646 lies mainly in Blaine County, Dewey County and Custer County. See the Blaine County, OK county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 73646?
HUD's FY2027 Small Area Fair Market Rents for 73646 are $720 (studio), $750 (1 BR), $980 (2 BR), $1,230 (3 BR) and $1,420 (4 BR) a month.
What is the Section 8 payment standard in 73646?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 73646 that range is $882 to $1,078 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 73646?
The FY2026 income limits of the Blaine County, OK area apply: median family income $79,900, low-income (80%) limit $63,900 for a family of four.