Income Limits by County

FY2027 Small Area FMR · Enid, OK

ZIP 73705 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 73705 (Enid, OK) is $1,070 a month, down 2.7% from FY2026. That is 7% above the Enid, OK area-wide FMR of $997.

2-bedroom SAFMR$1,070per month ▼ 2.7%
Area-wide 2 BR FMR$997Enid, OK
Rank in the area3rdof 24 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963
2 BR Small Area FMR$1,070
110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 73705 sits in the Enid, OK area

$920$1,130median $1,000

Of the 24 ZIP codes HUD lists for the area, 73705 has the 3rd highest two-bedroom Small Area FMR. Enid, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $997 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$760$684 – $836$707$840
1 bedroom$880$792 – $968$818$850
2 bedrooms$1,070$963 – $1,177$997$1,100
3 bedrooms$1,390$1,251 – $1,529$1,305$1,430
4 bedrooms$1,400$1,260 – $1,540$1,310$1,460

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $87,000 and the 80% low-income limit for four people is $69,600. ZIP code 73705 lies mainly in Garfield County. See the Enid, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
73773Waukomis5.1 mi$1,130
73703Enid7.2 mi$1,080
73701Enid8.7 mi$930
73720Bison9.6 mi$1,070
73735Drummond9.8 mi$980
73754Lahoma11.5 mi$960

Questions

What is the Fair Market Rent for ZIP code 73705?

HUD's FY2027 Small Area Fair Market Rents for 73705 are $760 (studio), $880 (1 BR), $1,070 (2 BR), $1,390 (3 BR) and $1,400 (4 BR) a month.

What is the Section 8 payment standard in 73705?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 73705 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 73705?

The FY2026 income limits of the Enid, OK area apply: median family income $87,000, low-income (80%) limit $69,600 for a family of four.