Income Limits by County

FY2027 Small Area FMR · Ringwood, OK

ZIP 73768 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 73768 (Ringwood, OK) is $1,100 a month, down 2.7% from FY2026. That is 20% above the Major County, OK area-wide FMR of $916.

2-bedroom SAFMR$1,100per month ▼ 2.7%
Area-wide 2 BR FMR$916Major County, OK
Rank in the area3rdof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990
2 BR Small Area FMR$1,100
110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 73768 sits in the Major County, OK area

$920$1,200median $1,030

Of the 16 ZIP codes HUD lists for the area, 73768 has the 3rd highest two-bedroom Small Area FMR. Major County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$840$756 – $924$696$850
1 bedroom$840$756 – $924$700$860
2 bedrooms$1,100$990 – $1,210$916$1,130
3 bedrooms$1,490$1,341 – $1,639$1,238$1,350
4 bedrooms$1,840$1,656 – $2,024$1,531$1,620

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $87,300 and the 80% low-income limit for four people is $69,850. ZIP code 73768 lies mainly in Major County and Alfalfa County. See the Major County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
73760Meno7.0 mi$1,020
73747Isabella9.0 mi$1,040
73729Cleo Springs11.2 mi$1,190
73754Lahoma11.3 mi$960
73718Ames11.4 mi$1,050
73735Drummond13.8 mi$980

Questions

What is the Fair Market Rent for ZIP code 73768?

HUD's FY2027 Small Area Fair Market Rents for 73768 are $840 (studio), $840 (1 BR), $1,100 (2 BR), $1,490 (3 BR) and $1,840 (4 BR) a month.

What is the Section 8 payment standard in 73768?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 73768 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 73768?

The FY2026 income limits of the Major County, OK area apply: median family income $87,300, low-income (80%) limit $69,850 for a family of four.