FY2027 Small Area FMR · Hooker, OK

ZIP 73945 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 73945 (Hooker, OK) is $1,100 a month, down 1.8% from FY2026. That is 2% above the Texas County, OK area-wide FMR of $1,079.

2-bedroom SAFMR$1,100per month ▼ 1.8%

Area-wide 2 BR FMR$1,079Texas County, OK

Rank in the area2ndof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990

2 BR Small Area FMR$1,100

110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$850■ 0.0%

1 BR$910▲ 1.1%

2 BR$1,100▼ 1.8%

3 BR$1,310▼ 2.2%

4 BR$1,700▼ 9.6%

FY2027 FY2026

Where 73945 sits in the Texas County, OK area

Of the 9 ZIP codes HUD lists for the area, 73945 has the 2nd highest two-bedroom Small Area FMR. Texas County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,079 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$850	$765 – $935	$836	$850
1 bedroom	$910	$819 – $1,001	$894	$900
2 bedrooms	$1,100	$990 – $1,210	$1,079	$1,120
3 bedrooms	$1,310	$1,179 – $1,441	$1,286	$1,340
4 bedrooms	$1,700	$1,530 – $1,870	$1,685	$1,880

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $84,600 and the 80% low-income limit for four people is $67,700. ZIP code 73945 lies mainly in Texas County. See the Texas County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
73951	Tyrone	12.7 mi	$1,010
73901	Adams	13.4 mi	$1,100
73942	Guymon	16.3 mi	$1,110
73944	Hardesty	17.5 mi	$1,010
73950	Turpin	18.8 mi	$1,060
67951	Hugoton	24.0 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 73945?

HUD's FY2027 Small Area Fair Market Rents for 73945 are $850 (studio), $910 (1 BR), $1,100 (2 BR), $1,310 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 73945?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 73945 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 73945?

The FY2026 income limits of the Texas County, OK area apply: median family income $84,600, low-income (80%) limit $67,700 for a family of four.