FY2027 Small Area FMR · Cleveland, OK

ZIP 74020 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74020 (Cleveland, OK) is $970 a month, down 4.9% from FY2026. That is 0% equal to the Pawnee County, OK area-wide FMR of $972.

2-bedroom SAFMR$970per month ▼ 4.9%

Area-wide 2 BR FMR$972Pawnee County, OK

Rank in the area6thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$873

2 BR Small Area FMR$970

110% of SAFMR$1,067

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750▼ 3.8%

1 BR$800▼ 3.6%

2 BR$970▼ 4.9%

3 BR$1,300▼ 3.7%

4 BR$1,620▼ 5.3%

FY2027 FY2026

Where 74020 sits in the Pawnee County, OK area

Of the 13 ZIP codes HUD lists for the area, 74020 has the 6th highest two-bedroom Small Area FMR. Pawnee County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $972 for two bedrooms; an agency that opts in to Small Area FMRs would use $970 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$751	$780
1 bedroom	$800	$720 – $880	$805	$830
2 bedrooms	$970	$873 – $1,067	$972	$1,020
3 bedrooms	$1,300	$1,170 – $1,430	$1,304	$1,350
4 bedrooms	$1,620	$1,458 – $1,782	$1,625	$1,710

A household renting a two-bedroom home at the Small Area FMR of $970 needs about $38,800 a year to keep housing costs at 30% of income. The area median family income is $76,400 and the 80% low-income limit for four people is $61,100. ZIP code 74020 lies mainly in Pawnee County. See the Pawnee County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74054	Osage	4.5 mi	$940
74081	Terlton	4.8 mi	$1,230
74034	Hallett	8.9 mi	$1,120
74038	Jennings	9.9 mi	$1,150
74060	Prue	9.9 mi	$920
74044	Mannford	10.5 mi	$1,050

Questions

What is the Fair Market Rent for ZIP code 74020?

HUD's FY2027 Small Area Fair Market Rents for 74020 are $750 (studio), $800 (1 BR), $970 (2 BR), $1,300 (3 BR) and $1,620 (4 BR) a month.

What is the Section 8 payment standard in 74020?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74020 that range is $873 to $1,067 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74020?

The FY2026 income limits of the Pawnee County, OK area apply: median family income $76,400, low-income (80%) limit $61,100 for a family of four.