Income Limits by County

FY2027 Small Area FMR · Glencoe, OK

ZIP 74032 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74032 (Glencoe, OK) is $940 a month, unchanged from FY2026. That is 3% below the Pawnee County, OK area-wide FMR of $972.

2-bedroom SAFMR$940per month ■ 0.0%
Area-wide 2 BR FMR$972Pawnee County, OK
Rank in the area8thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$846
2 BR Small Area FMR$940
110% of SAFMR$1,034

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 74032 sits in the Pawnee County, OK area

$920$1,250median $970

Of the 13 ZIP codes HUD lists for the area, 74032 has the 8th highest two-bedroom Small Area FMR. Pawnee County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $972 for two bedrooms; an agency that opts in to Small Area FMRs would use $940 for this ZIP code instead.

ZIP code 74032 crosses more than one HUD area. HUD also lists it under Noble County, OK (same figures) and Payne County, OK (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$720$648 – $792$751$710
1 bedroom$770$693 – $847$805$770
2 bedrooms$940$846 – $1,034$972$940
3 bedrooms$1,300$1,170 – $1,430$1,304$1,290
4 bedrooms$1,520$1,368 – $1,672$1,625$1,440

A household renting a two-bedroom home at the Small Area FMR of $940 needs about $37,600 a year to keep housing costs at 30% of income. The area median family income is $76,400 and the 80% low-income limit for four people is $61,100. ZIP code 74032 lies mainly in Payne County, Pawnee County and Noble County. See the Pawnee County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
74075Stillwater10.6 mi$1,080
74045Maramec10.7 mi$970
74077Stillwater10.9 mi$1,100
74078Stillwater11.2 mi$1,110
74062Ripley11.7 mi$940
73061Morrison11.8 mi$1,250

Questions

What is the Fair Market Rent for ZIP code 74032?

HUD's FY2027 Small Area Fair Market Rents for 74032 are $720 (studio), $770 (1 BR), $940 (2 BR), $1,300 (3 BR) and $1,520 (4 BR) a month.

What is the Section 8 payment standard in 74032?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74032 that range is $846 to $1,034 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74032?

The FY2026 income limits of the Pawnee County, OK area apply: median family income $76,400, low-income (80%) limit $61,100 for a family of four.