FY2027 Small Area FMR · Tulsa, OK

ZIP 74128 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74128 (Tulsa, OK) is $1,230 a month, up 0.8% from FY2026. That is 0% equal to the Tulsa, OK area-wide FMR of $1,229.

2-bedroom SAFMR$1,230per month ▲ 0.8%

Area-wide 2 BR FMR$1,229Tulsa, OK

Rank in the area46thof 122 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,107

2 BR Small Area FMR$1,230

110% of SAFMR$1,353

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$950▲ 1.1%

1 BR$1,010▲ 2.0%

2 BR$1,230▲ 0.8%

3 BR$1,610■ 0.0%

4 BR$1,880▲ 1.1%

FY2027 FY2026

Where 74128 sits in the Tulsa, OK area

Of the 122 ZIP codes HUD lists for the area, 74128 has the 46th highest two-bedroom Small Area FMR. Tulsa, OK is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,107 and $1,353 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$950	$855 – $1,045	$947	$940
1 bedroom	$1,010	$909 – $1,111	$1,007	$990
2 bedrooms	$1,230	$1,107 – $1,353	$1,229	$1,220
3 bedrooms	$1,610	$1,449 – $1,771	$1,611	$1,610
4 bedrooms	$1,880	$1,692 – $2,068	$1,882	$1,860

A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $95,000 and the 80% low-income limit for four people is $76,000. ZIP code 74128 lies mainly in Tulsa County. See the Tulsa, OK metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74129	Tulsa	1.8 mi	$1,100
74112	Tulsa	2.8 mi	$1,260
74116	Tulsa	3.0 mi	$950
74146	Tulsa	3.3 mi	$1,150
74108	Tulsa	3.5 mi	$1,270
74134	Tulsa	4.0 mi	$1,160

Questions

What is the Fair Market Rent for ZIP code 74128?

HUD's FY2027 Small Area Fair Market Rents for 74128 are $950 (studio), $1,010 (1 BR), $1,230 (2 BR), $1,610 (3 BR) and $1,880 (4 BR) a month.

What is the Section 8 payment standard in 74128?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74128 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74128?

The FY2026 income limits of the Tulsa, OK area apply: median family income $95,000, low-income (80%) limit $76,000 for a family of four.