Income Limits by County

FY2027 Small Area FMR · Disney, OK

ZIP 74340 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74340 (Disney, OK) is $920 a month, down 2.1% from FY2026. That is 0% equal to the Mayes County, OK area-wide FMR of $916.

2-bedroom SAFMR$920per month ▼ 2.1%
Area-wide 2 BR FMR$916Mayes County, OK
Rank in the area13thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828
2 BR Small Area FMR$920
110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 74340 sits in the Mayes County, OK area

$920$1,120median $950

Of the 19 ZIP codes HUD lists for the area, 74340 has the 13th highest two-bedroom Small Area FMR. Mayes County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$710$639 – $781$714$730
1 bedroom$720$648 – $792$719$740
2 bedrooms$920$828 – $1,012$916$940
3 bedrooms$1,220$1,098 – $1,342$1,219$1,230
4 bedrooms$1,270$1,143 – $1,397$1,269$1,410

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $76,200 and the 80% low-income limit for four people is $60,950. ZIP code 74340 lies mainly in Mayes County. See the Mayes County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
74350Langley1.8 mi$920
74349Ketchum3.0 mi$1,040
74342Eucha5.9 mi$1,030
74366Spavinaw6.0 mi$920
74367Strang6.4 mi$950
74332Big Cabin11.8 mi$1,040

Questions

What is the Fair Market Rent for ZIP code 74340?

HUD's FY2027 Small Area Fair Market Rents for 74340 are $710 (studio), $720 (1 BR), $920 (2 BR), $1,220 (3 BR) and $1,270 (4 BR) a month.

What is the Section 8 payment standard in 74340?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74340 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74340?

The FY2026 income limits of the Mayes County, OK area apply: median family income $76,200, low-income (80%) limit $60,950 for a family of four.