Income Limits by County

FY2027 Small Area FMR · Mcalester, OK

ZIP 74501 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74501 (Mcalester, OK) is $950 a month, down 3.1% from FY2026. That is 4% above the Pittsburg County, OK area-wide FMR of $916.

2-bedroom SAFMR$950per month ▼ 3.1%
Area-wide 2 BR FMR$916Pittsburg County, OK
Rank in the area2ndof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$855
2 BR Small Area FMR$950
110% of SAFMR$1,045

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 74501 sits in the Pittsburg County, OK area

$920$970median $920

Of the 22 ZIP codes HUD lists for the area, 74501 has the 2nd highest two-bedroom Small Area FMR. Pittsburg County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $950 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$660$594 – $726$638$680
1 bedroom$790$711 – $869$763$820
2 bedrooms$950$855 – $1,045$916$980
3 bedrooms$1,290$1,161 – $1,419$1,248$1,300
4 bedrooms$1,590$1,431 – $1,749$1,531$1,640

A household renting a two-bedroom home at the Small Area FMR of $950 needs about $38,000 a year to keep housing costs at 30% of income. The area median family income is $74,600 and the 80% low-income limit for four people is $60,700. ZIP code 74501 lies mainly in Pittsburg County. See the Pittsburg County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
74554Krebs6.1 mi$920
74522Alderson7.7 mi$950
74442Indianola10.5 mi$970
74430Crowder12.1 mi$920
74565Savanna13.0 mi$920
74546Haileyville14.6 mi$920

Questions

What is the Fair Market Rent for ZIP code 74501?

HUD's FY2027 Small Area Fair Market Rents for 74501 are $660 (studio), $790 (1 BR), $950 (2 BR), $1,290 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 74501?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74501 that range is $855 to $1,045 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74501?

The FY2026 income limits of the Pittsburg County, OK area apply: median family income $74,600, low-income (80%) limit $60,700 for a family of four.