FY2027 Small Area FMR · Lane, OK

ZIP 74555 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74555 (Lane, OK) is $1,000 a month, up 3.1% from FY2026. That is 9% above the Atoka County, OK area-wide FMR of $916.

2-bedroom SAFMR$1,000per month ▲ 3.1%

Area-wide 2 BR FMR$916Atoka County, OK

Rank in the area1stof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▲ 5.5%

1 BR$820▲ 6.5%

2 BR$1,000▲ 3.1%

3 BR$1,290▲ 5.7%

4 BR$1,410▲ 10.2%

FY2027 FY2026

Where 74555 sits in the Atoka County, OK area

Of the 15 ZIP codes HUD lists for the area, 74555 has the 1st highest two-bedroom Small Area FMR. Atoka County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$703	$730
1 bedroom	$820	$738 – $902	$754	$770
2 bedrooms	$1,000	$900 – $1,100	$916	$970
3 bedrooms	$1,290	$1,161 – $1,419	$1,177	$1,220
4 bedrooms	$1,410	$1,269 – $1,551	$1,290	$1,280

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $73,600 and the 80% low-income limit for four people is $60,700. ZIP code 74555 lies mainly in Atoka County. See the Atoka County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74525	Atoka	8.4 mi	$920
74533	Caney	13.6 mi	$1,000
74569	Stringtown	15.9 mi	$920
74727	Boswell	17.0 mi	$920
74557	Moyers	17.9 mi	$970
74723	Bennington	17.9 mi	$920

Questions

What is the Fair Market Rent for ZIP code 74555?

HUD's FY2027 Small Area Fair Market Rents for 74555 are $770 (studio), $820 (1 BR), $1,000 (2 BR), $1,290 (3 BR) and $1,410 (4 BR) a month.

What is the Section 8 payment standard in 74555?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74555 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74555?

The FY2026 income limits of the Atoka County, OK area apply: median family income $73,600, low-income (80%) limit $60,700 for a family of four.