FY2027 Small Area FMR · Braman, OK

ZIP 74632 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74632 (Braman, OK) is $930 a month, down 1.1% from FY2026. That is 2% above the Kay County, OK area-wide FMR of $916.

2-bedroom SAFMR$930per month ▼ 1.1%

Area-wide 2 BR FMR$916Kay County, OK

Rank in the area5thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$837

2 BR Small Area FMR$930

110% of SAFMR$1,023

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$660■ 0.0%

1 BR$710▼ 1.4%

2 BR$930▼ 1.1%

3 BR$1,200▼ 1.6%

4 BR$1,230▼ 2.4%

FY2027 FY2026

Where 74632 sits in the Kay County, OK area

Of the 12 ZIP codes HUD lists for the area, 74632 has the 5th highest two-bedroom Small Area FMR. Kay County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $930 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$660	$594 – $726	$638	$660
1 bedroom	$710	$639 – $781	$700	$720
2 bedrooms	$930	$837 – $1,023	$916	$940
3 bedrooms	$1,200	$1,080 – $1,320	$1,199	$1,220
4 bedrooms	$1,230	$1,107 – $1,353	$1,204	$1,260

A household renting a two-bedroom home at the Small Area FMR of $930 needs about $37,200 a year to keep housing costs at 30% of income. The area median family income is $77,500 and the 80% low-income limit for four people is $62,000. ZIP code 74632 lies mainly in Kay County. See the Kay County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74646	Nardin	9.3 mi	$940
67140	South Haven	9.7 mi	$960
74631	Blackwell	10.2 mi	$920
67051	Geuda Springs	13.0 mi	$960
74636	Deer Creek	13.2 mi	$950
67022	Caldwell	18.6 mi	$960

Questions

What is the Fair Market Rent for ZIP code 74632?

HUD's FY2027 Small Area Fair Market Rents for 74632 are $660 (studio), $710 (1 BR), $930 (2 BR), $1,200 (3 BR) and $1,230 (4 BR) a month.

What is the Section 8 payment standard in 74632?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74632 that range is $837 to $1,023 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74632?

The FY2026 income limits of the Kay County, OK area apply: median family income $77,500, low-income (80%) limit $62,000 for a family of four.