FY2027 Small Area FMR · Kaw City, OK

ZIP 74641 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74641 (Kaw City, OK) is $920 a month, down 2.1% from FY2026. That is 0% equal to the Kay County, OK area-wide FMR of $916.

2-bedroom SAFMR$920per month ▼ 2.1%

Area-wide 2 BR FMR$916Kay County, OK

Rank in the area7thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828

2 BR Small Area FMR$920

110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$640▼ 1.5%

1 BR$700▼ 1.4%

2 BR$920▼ 2.1%

3 BR$1,200▼ 4.0%

4 BR$1,200▼ 4.8%

FY2027 FY2026

Where 74641 sits in the Kay County, OK area

Of the 12 ZIP codes HUD lists for the area, 74641 has the 7th highest two-bedroom Small Area FMR. Kay County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$640	$576 – $704	$638	$650
1 bedroom	$700	$630 – $770	$700	$710
2 bedrooms	$920	$828 – $1,012	$916	$940
3 bedrooms	$1,200	$1,080 – $1,320	$1,199	$1,250
4 bedrooms	$1,200	$1,080 – $1,320	$1,204	$1,260

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $77,500 and the 80% low-income limit for four people is $62,000. ZIP code 74641 lies mainly in Kay County. See the Kay County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74604	Ponca City	8.9 mi	$920
74633	Burbank	9.2 mi	$920
74647	Newkirk	9.6 mi	$920
74652	Shidler	14.1 mi	$980
74601	Ponca City	16.0 mi	$950
67005	Arkansas City	18.7 mi	$980

Questions

What is the Fair Market Rent for ZIP code 74641?

HUD's FY2027 Small Area Fair Market Rents for 74641 are $640 (studio), $700 (1 BR), $920 (2 BR), $1,200 (3 BR) and $1,200 (4 BR) a month.

What is the Section 8 payment standard in 74641?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74641 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74641?

The FY2026 income limits of the Kay County, OK area apply: median family income $77,500, low-income (80%) limit $62,000 for a family of four.