Income Limits by County

FY2027 Small Area FMR · Kenefic, OK

ZIP 74748 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74748 (Kenefic, OK) is $920 a month, down 2.1% from FY2026. That is 0% equal to the Atoka County, OK area-wide FMR of $916.

2-bedroom SAFMR$920per month ▼ 2.1%
Area-wide 2 BR FMR$916Atoka County, OK
Rank in the area5thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828
2 BR Small Area FMR$920
110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 74748 sits in the Atoka County, OK area

$920$1,000median $920

Of the 15 ZIP codes HUD lists for the area, 74748 has the 5th highest two-bedroom Small Area FMR. Atoka County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

ZIP code 74748 crosses more than one HUD area. HUD also lists it under Bryan County, OK (same figures) and Johnston County, OK (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$700$630 – $770$703$710
1 bedroom$730$657 – $803$754$760
2 bedrooms$920$828 – $1,012$916$940
3 bedrooms$1,210$1,089 – $1,331$1,177$1,240
4 bedrooms$1,420$1,278 – $1,562$1,290$1,450

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $73,600 and the 80% low-income limit for four people is $60,700. ZIP code 74748 lies mainly in Johnston County, Atoka County and Bryan County. See the Atoka County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
73432Coleman7.0 mi$920
74729Caddo8.3 mi$970
74701Durant10.0 mi$1,040
73450Milburn10.9 mi$1,010
74533Caney12.2 mi$1,000
73449Mead12.9 mi$960

Questions

What is the Fair Market Rent for ZIP code 74748?

HUD's FY2027 Small Area Fair Market Rents for 74748 are $700 (studio), $730 (1 BR), $920 (2 BR), $1,210 (3 BR) and $1,420 (4 BR) a month.

What is the Section 8 payment standard in 74748?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74748 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74748?

The FY2026 income limits of the Atoka County, OK area apply: median family income $73,600, low-income (80%) limit $60,700 for a family of four.