FY2027 Small Area FMR · Sawyer, OK

ZIP 74756 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74756 (Sawyer, OK) is $1,070 a month, down 5.3% from FY2026. That is 17% above the Choctaw County, OK area-wide FMR of $916.

2-bedroom SAFMR$1,070per month ▼ 5.3%

Area-wide 2 BR FMR$916Choctaw County, OK

Rank in the area2ndof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963

2 BR Small Area FMR$1,070

110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▼ 4.7%

1 BR$820▼ 4.7%

2 BR$1,070▼ 5.3%

3 BR$1,320▼ 3.6%

4 BR$1,410▼ 6.0%

FY2027 FY2026

Where 74756 sits in the Choctaw County, OK area

Of the 13 ZIP codes HUD lists for the area, 74756 has the 2nd highest two-bedroom Small Area FMR. Choctaw County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$696	$850
1 bedroom	$820	$738 – $902	$700	$860
2 bedrooms	$1,070	$963 – $1,177	$916	$1,130
3 bedrooms	$1,320	$1,188 – $1,452	$1,127	$1,370
4 bedrooms	$1,410	$1,269 – $1,551	$1,204	$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $65,200 and the 80% low-income limit for four people is $60,700. ZIP code 74756 lies mainly in Choctaw County. See the Choctaw County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74760	Spencerville	5.5 mi	$1,040
74735	Fort Towson	7.3 mi	$1,100
74743	Hugo	8.7 mi	$920
74761	Swink	11.3 mi	$1,030
74738	Grant	13.6 mi	$960
74755	Rufe	15.2 mi	$1,030

Questions

What is the Fair Market Rent for ZIP code 74756?

HUD's FY2027 Small Area Fair Market Rents for 74756 are $810 (studio), $820 (1 BR), $1,070 (2 BR), $1,320 (3 BR) and $1,410 (4 BR) a month.

What is the Section 8 payment standard in 74756?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74756 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74756?

The FY2026 income limits of the Choctaw County, OK area apply: median family income $65,200, low-income (80%) limit $60,700 for a family of four.