FY2027 Small Area FMR · Lamar, OK

ZIP 74850 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74850 (Lamar, OK) is $1,040 a month, down 4.6% from FY2026. That is 14% above the Hughes County, OK area-wide FMR of $916.

2-bedroom SAFMR$1,040per month ▼ 4.6%

Area-wide 2 BR FMR$916Hughes County, OK

Rank in the area2ndof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▼ 3.7%

1 BR$800▼ 3.6%

2 BR$1,040▼ 4.6%

3 BR$1,240▼ 7.5%

4 BR$1,480▼ 5.1%

FY2027 FY2026

Where 74850 sits in the Hughes County, OK area

Of the 10 ZIP codes HUD lists for the area, 74850 has the 2nd highest two-bedroom Small Area FMR. Hughes County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$696	$820
1 bedroom	$800	$720 – $880	$700	$830
2 bedrooms	$1,040	$936 – $1,144	$916	$1,090
3 bedrooms	$1,240	$1,116 – $1,364	$1,091	$1,340
4 bedrooms	$1,480	$1,332 – $1,628	$1,305	$1,560

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $66,500 and the 80% low-income limit for four people is $60,700. ZIP code 74850 lies mainly in Hughes County. See the Hughes County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74839	Dustin	10.0 mi	$1,000
74883	Wetumka	10.1 mi	$990
74848	Holdenville	14.5 mi	$920
74442	Indianola	15.5 mi	$970
74845	Hanna	15.7 mi	$950
74570	Stuart	17.1 mi	$920

Questions

What is the Fair Market Rent for ZIP code 74850?

HUD's FY2027 Small Area Fair Market Rents for 74850 are $790 (studio), $800 (1 BR), $1,040 (2 BR), $1,240 (3 BR) and $1,480 (4 BR) a month.

What is the Section 8 payment standard in 74850?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74850 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74850?

The FY2026 income limits of the Hughes County, OK area apply: median family income $66,500, low-income (80%) limit $60,700 for a family of four.