Income Limits by County

FY2027 Small Area FMR · Newalla, OK

ZIP 74857 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74857 (Newalla, OK) is $1,390 a month, down 1.4% from FY2026. That is 10% above the Oklahoma City, OK area-wide FMR of $1,264.

2-bedroom SAFMR$1,390per month ▼ 1.4%
Area-wide 2 BR FMR$1,264Oklahoma City, OK
Rank in the area24thof 129 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,251
2 BR Small Area FMR$1,390
110% of SAFMR$1,529

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 74857 sits in the Oklahoma City, OK area

$920$1,900median $1,240

Of the 129 ZIP codes HUD lists for the area, 74857 has the 24th highest two-bedroom Small Area FMR. Oklahoma City, OK is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,251 and $1,529 for two bedrooms.

ZIP code 74857 crosses more than one HUD area. HUD also lists it under Pottawatomie County, OK (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,050$945 – $1,155$958$1,060
1 bedroom$1,140$1,026 – $1,254$1,040$1,150
2 bedrooms$1,390$1,251 – $1,529$1,264$1,410
3 bedrooms$1,880$1,692 – $2,068$1,713$1,890
4 bedrooms$2,110$1,899 – $2,321$1,923$2,100

A household renting a two-bedroom home at the Small Area FMR of $1,390 needs about $55,600 a year to keep housing costs at 30% of income. The area median family income is $97,300 and the 80% low-income limit for four people is $77,850. ZIP code 74857 lies mainly in Cleveland County, Oklahoma County and Pottawatomie County. See the Oklahoma City, OK metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
73026Norman8.0 mi$1,220
73150Oklahoma City8.7 mi$960
74851Mcloud8.9 mi$920
73020Choctaw9.2 mi$1,550
73165Oklahoma City10.0 mi$1,200
73130Oklahoma City11.9 mi$1,330

Questions

What is the Fair Market Rent for ZIP code 74857?

HUD's FY2027 Small Area Fair Market Rents for 74857 are $1,050 (studio), $1,140 (1 BR), $1,390 (2 BR), $1,880 (3 BR) and $2,110 (4 BR) a month.

What is the Section 8 payment standard in 74857?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74857 that range is $1,251 to $1,529 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74857?

The FY2026 income limits of the Oklahoma City, OK area apply: median family income $97,300, low-income (80%) limit $77,850 for a family of four.