Income Limits by County

FY2027 Small Area FMR · Seminole, OK

ZIP 74868 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74868 (Seminole, OK) is $920 a month, down 3.2% from FY2026. That is 0% equal to the Seminole County, OK area-wide FMR of $916.

2-bedroom SAFMR$920per month ▼ 3.2%
Area-wide 2 BR FMR$916Seminole County, OK
Rank in the area6thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828
2 BR Small Area FMR$920
110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 74868 sits in the Seminole County, OK area

$920$1,020median $920

Of the 11 ZIP codes HUD lists for the area, 74868 has the 6th highest two-bedroom Small Area FMR. Seminole County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$650$585 – $715$650$680
1 bedroom$720$648 – $792$719$740
2 bedrooms$920$828 – $1,012$916$950
3 bedrooms$1,270$1,143 – $1,397$1,260$1,270
4 bedrooms$1,370$1,233 – $1,507$1,368$1,390

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $62,100 and the 80% low-income limit for four people is $60,700. ZIP code 74868 lies mainly in Seminole County. See the Seminole County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
74840Earlsboro8.9 mi$920
74830Bowlegs9.4 mi$970
74884Wewoka9.5 mi$1,020
74837Cromwell12.5 mi$980
74854Maud13.1 mi$920
74864Prague15.4 mi$920

Questions

What is the Fair Market Rent for ZIP code 74868?

HUD's FY2027 Small Area Fair Market Rents for 74868 are $650 (studio), $720 (1 BR), $920 (2 BR), $1,270 (3 BR) and $1,370 (4 BR) a month.

What is the Section 8 payment standard in 74868?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74868 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74868?

The FY2026 income limits of the Seminole County, OK area apply: median family income $62,100, low-income (80%) limit $60,700 for a family of four.