FY2027 Small Area FMR · Smithville, OK
ZIP 74957 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74957 (Smithville, OK) is $920 a month, down 2.1% from FY2026. That is 0% equal to the Le Flore County, OK area-wide FMR of $916.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 74957 sits in the Le Flore County, OK area
Of the 24 ZIP codes HUD lists for the area, 74957 has the 8th highest two-bedroom Small Area FMR. Le Flore County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.
ZIP code 74957 crosses more than one HUD area. HUD also lists it under McCurtain County, OK (same figures) and Pushmataha County, OK (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $640 | $576 – $704 | $647 | $650 |
| 1 bedroom | $710 | $639 – $781 | $700 | $740 |
| 2 bedrooms | $920 | $828 – $1,012 | $916 | $940 |
| 3 bedrooms | $1,250 | $1,125 – $1,375 | $1,268 | $1,280 |
| 4 bedrooms | $1,400 | $1,260 – $1,540 | $1,405 | $1,410 |
A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $69,300 and the 80% low-income limit for four people is $60,700. ZIP code 74957 lies mainly in Le Flore County and McCurtain County. See the Le Flore County, OK county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 74957?
HUD's FY2027 Small Area Fair Market Rents for 74957 are $640 (studio), $710 (1 BR), $920 (2 BR), $1,250 (3 BR) and $1,400 (4 BR) a month.
What is the Section 8 payment standard in 74957?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74957 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 74957?
The FY2026 income limits of the Le Flore County, OK area apply: median family income $69,300, low-income (80%) limit $60,700 for a family of four.