Income Limits by County

FY2027 Small Area FMR · Irving, TX

ZIP 75039 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75039 (Irving, TX) is $2,510 a month, down 7.7% from FY2026. That is 39% above the Dallas, TX area-wide FMR of $1,807.

2-bedroom SAFMR$2,510per month ▼ 7.7%
Area-wide 2 BR FMR$1,807Dallas, TX
Rank in the area14thof 260 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,259
2 BR Small Area FMR$2,510
110% of SAFMR$2,761

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 75039 sits in the Dallas, TX area

$1,020$2,710median $1,720

Of the 260 ZIP codes HUD lists for the area, 75039 has the 14th highest two-bedroom Small Area FMR. Dallas, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2011), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,259 and $2,761 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,070$1,863 – $2,277$1,491$2,230
1 bedroom$2,130$1,917 – $2,343$1,536$2,320
2 bedrooms$2,510$2,259 – $2,761$1,807$2,720
3 bedrooms$3,160$2,844 – $3,476$2,275$3,420
4 bedrooms$4,020$3,618 – $4,422$2,892$4,350

A household renting a two-bedroom home at the Small Area FMR of $2,510 needs about $100,400 a year to keep housing costs at 30% of income. The area median family income is $121,100 and the 80% low-income limit for four people is $96,900. ZIP code 75039 lies mainly in Dallas County. See the Dallas, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
75062Irving2.8 mi$1,700
75038Irving3.2 mi$1,940
75063Irving3.4 mi$2,110
75234Dallas3.9 mi$2,000
75220Dallas4.0 mi$1,540
75061Irving4.4 mi$1,590

Questions

What is the Fair Market Rent for ZIP code 75039?

HUD's FY2027 Small Area Fair Market Rents for 75039 are $2,070 (studio), $2,130 (1 BR), $2,510 (2 BR), $3,160 (3 BR) and $4,020 (4 BR) a month.

What is the Section 8 payment standard in 75039?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75039 that range is $2,259 to $2,761 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75039?

The FY2026 income limits of the Dallas, TX area apply: median family income $121,100, low-income (80%) limit $96,900 for a family of four.