Income Limits by County

FY2027 Small Area FMR · Plano, TX

ZIP 75074 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75074 (Plano, TX) is $1,940 a month, down 8.9% from FY2026. That is 7% above the Dallas, TX area-wide FMR of $1,807.

2-bedroom SAFMR$1,940per month ▼ 8.9%
Area-wide 2 BR FMR$1,807Dallas, TX
Rank in the area90thof 260 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,746
2 BR Small Area FMR$1,940
110% of SAFMR$2,134

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 75074 sits in the Dallas, TX area

$1,020$2,710median $1,720

Of the 260 ZIP codes HUD lists for the area, 75074 has the 90th highest two-bedroom Small Area FMR. Dallas, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2011), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,746 and $2,134 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,600$1,440 – $1,760$1,491$1,750
1 bedroom$1,650$1,485 – $1,815$1,536$1,820
2 bedrooms$1,940$1,746 – $2,134$1,807$2,130
3 bedrooms$2,440$2,196 – $2,684$2,275$2,680
4 bedrooms$3,110$2,799 – $3,421$2,892$3,410

A household renting a two-bedroom home at the Small Area FMR of $1,940 needs about $77,600 a year to keep housing costs at 30% of income. The area median family income is $121,100 and the 80% low-income limit for four people is $96,900. ZIP code 75074 lies mainly in Collin County. See the Dallas, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
75082Richardson2.8 mi$2,320
75094Plano3.4 mi$2,710
75023Plano3.8 mi$2,200
75075Plano4.0 mi$1,900
75044Garland4.8 mi$1,990
75002Allen5.5 mi$2,290

Questions

What is the Fair Market Rent for ZIP code 75074?

HUD's FY2027 Small Area Fair Market Rents for 75074 are $1,600 (studio), $1,650 (1 BR), $1,940 (2 BR), $2,440 (3 BR) and $3,110 (4 BR) a month.

What is the Section 8 payment standard in 75074?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75074 that range is $1,746 to $2,134 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75074?

The FY2026 income limits of the Dallas, TX area apply: median family income $121,100, low-income (80%) limit $96,900 for a family of four.