FY2027 Small Area FMR · Prosper, TX

ZIP 75078 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75078 (Prosper, TX) is $2,590 a month, down 7.2% from FY2026. That is 43% above the Dallas, TX area-wide FMR of $1,807.

2-bedroom SAFMR$2,590per month ▼ 7.2%

Area-wide 2 BR FMR$1,807Dallas, TX

Rank in the area9thof 260 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,331

2 BR Small Area FMR$2,590

110% of SAFMR$2,849

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,140▼ 6.6%

1 BR$2,200▼ 7.6%

2 BR$2,590▼ 7.2%

3 BR$3,260▼ 7.1%

4 BR$4,150▼ 7.2%

FY2027 FY2026

Where 75078 sits in the Dallas, TX area

Of the 260 ZIP codes HUD lists for the area, 75078 has the 9th highest two-bedroom Small Area FMR. Dallas, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2011), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,331 and $2,849 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,140	$1,926 – $2,354	$1,491	$2,290
1 bedroom	$2,200	$1,980 – $2,420	$1,536	$2,380
2 bedrooms	$2,590	$2,331 – $2,849	$1,807	$2,790
3 bedrooms	$3,260	$2,934 – $3,586	$2,275	$3,510
4 bedrooms	$4,150	$3,735 – $4,565	$2,892	$4,470

A household renting a two-bedroom home at the Small Area FMR of $2,590 needs about $103,600 a year to keep housing costs at 30% of income. The area median family income is $121,100 and the 80% low-income limit for four people is $96,900. ZIP code 75078 lies mainly in Collin County and Denton County. See the Dallas, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75033	Frisco	4.3 mi	$2,330
75035	Frisco	6.1 mi	$2,530
75036	Frisco	6.3 mi	$2,600
75034	Frisco	6.9 mi	$2,360
75009	Celina	7.6 mi	$2,340
75070	Mckinney	8.3 mi	$2,140

Questions

What is the Fair Market Rent for ZIP code 75078?

HUD's FY2027 Small Area Fair Market Rents for 75078 are $2,140 (studio), $2,200 (1 BR), $2,590 (2 BR), $3,260 (3 BR) and $4,150 (4 BR) a month.

What is the Section 8 payment standard in 75078?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75078 that range is $2,331 to $2,849 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75078?

The FY2026 income limits of the Dallas, TX area apply: median family income $121,100, low-income (80%) limit $96,900 for a family of four.