Income Limits by County

FY2027 Small Area FMR · Rowlett, TX

ZIP 75089 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75089 (Rowlett, TX) is $2,250 a month, down 7.8% from FY2026. That is 25% above the Dallas, TX area-wide FMR of $1,807.

2-bedroom SAFMR$2,250per month ▼ 7.8%
Area-wide 2 BR FMR$1,807Dallas, TX
Rank in the area37thof 260 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,025
2 BR Small Area FMR$2,250
110% of SAFMR$2,475

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 75089 sits in the Dallas, TX area

$1,020$2,710median $1,720

Of the 260 ZIP codes HUD lists for the area, 75089 has the 37th highest two-bedroom Small Area FMR. Dallas, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2011), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,025 and $2,475 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,860$1,674 – $2,046$1,491$2,000
1 bedroom$1,910$1,719 – $2,101$1,536$2,080
2 bedrooms$2,250$2,025 – $2,475$1,807$2,440
3 bedrooms$2,830$2,547 – $3,113$2,275$3,070
4 bedrooms$3,600$3,240 – $3,960$2,892$3,910

A household renting a two-bedroom home at the Small Area FMR of $2,250 needs about $90,000 a year to keep housing costs at 30% of income. The area median family income is $121,100 and the 80% low-income limit for four people is $96,900. ZIP code 75089 lies mainly in Dallas County and Rockwall County. See the Dallas, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
75088Rowlett2.7 mi$2,250
75048Sachse2.8 mi$2,100
75040Garland4.0 mi$1,900
75098Wylie5.3 mi$2,310
75043Garland5.6 mi$1,740
75087Rockwall5.8 mi$1,970

Questions

What is the Fair Market Rent for ZIP code 75089?

HUD's FY2027 Small Area Fair Market Rents for 75089 are $1,860 (studio), $1,910 (1 BR), $2,250 (2 BR), $2,830 (3 BR) and $3,600 (4 BR) a month.

What is the Section 8 payment standard in 75089?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75089 that range is $2,025 to $2,475 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75089?

The FY2026 income limits of the Dallas, TX area apply: median family income $121,100, low-income (80%) limit $96,900 for a family of four.