FY2027 Small Area FMR · Sherman, TX

ZIP 75090 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75090 (Sherman, TX) is $1,340 a month, up 8.1% from FY2026. That is 4% below the Sherman-Denison, TX area-wide FMR of $1,395.

2-bedroom SAFMR$1,340per month ▲ 8.1%

Area-wide 2 BR FMR$1,395Sherman-Denison, TX

Rank in the area14thof 23 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,206

2 BR Small Area FMR$1,340

110% of SAFMR$1,474

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,060▲ 6.0%

1 BR$1,080▲ 6.9%

2 BR$1,340▲ 8.1%

3 BR$1,860▲ 8.1%

4 BR$2,060▲ 1.5%

FY2027 FY2026

Where 75090 sits in the Sherman-Denison, TX area

Of the 23 ZIP codes HUD lists for the area, 75090 has the 14th highest two-bedroom Small Area FMR. Sherman-Denison, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,395 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,340 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,060	$954 – $1,166	$1,102	$1,000
1 bedroom	$1,080	$972 – $1,188	$1,126	$1,010
2 bedrooms	$1,340	$1,206 – $1,474	$1,395	$1,240
3 bedrooms	$1,860	$1,674 – $2,046	$1,932	$1,720
4 bedrooms	$2,060	$1,854 – $2,266	$2,148	$2,030

A household renting a two-bedroom home at the Small Area FMR of $1,340 needs about $53,600 a year to keep housing costs at 30% of income. The area median family income is $95,300 and the 80% low-income limit for four people is $76,250. ZIP code 75090 lies mainly in Grayson County. See the Sherman-Denison, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75489	Tom Bean	7.0 mi	$1,510
75414	Bells	7.2 mi	$1,220
75459	Howe	8.5 mi	$1,440
75092	Sherman	9.2 mi	$1,410
75021	Denison	9.6 mi	$1,240
75495	Van Alstyne	11.4 mi	$1,680

Questions

What is the Fair Market Rent for ZIP code 75090?

HUD's FY2027 Small Area Fair Market Rents for 75090 are $1,060 (studio), $1,080 (1 BR), $1,340 (2 BR), $1,860 (3 BR) and $2,060 (4 BR) a month.

What is the Section 8 payment standard in 75090?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75090 that range is $1,206 to $1,474 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75090?

The FY2026 income limits of the Sherman-Denison, TX area apply: median family income $95,300, low-income (80%) limit $76,250 for a family of four.