FY2027 Small Area FMR · Kemp, TX
ZIP 75143 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75143 (Kemp, TX) is $1,340 a month, up 3.1% from FY2026. That is 26% below the Dallas, TX area-wide FMR of $1,807.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 75143 sits in the Dallas, TX area
Of the 260 ZIP codes HUD lists for the area, 75143 has the 233rd highest two-bedroom Small Area FMR. Dallas, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2011), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,206 and $1,474 for two bedrooms.
ZIP code 75143 crosses more than one HUD area. HUD also lists it under Henderson County, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,040 | $936 – $1,144 | $1,491 | $1,020 |
| 1 bedroom | $1,120 | $1,008 – $1,232 | $1,536 | $1,090 |
| 2 bedrooms | $1,340 | $1,206 – $1,474 | $1,807 | $1,300 |
| 3 bedrooms | $1,720 | $1,548 – $1,892 | $2,275 | $1,670 |
| 4 bedrooms | $2,060 | $1,854 – $2,266 | $2,892 | $2,000 |
A household renting a two-bedroom home at the Small Area FMR of $1,340 needs about $53,600 a year to keep housing costs at 30% of income. The area median family income is $121,100 and the 80% low-income limit for four people is $96,900. ZIP code 75143 lies mainly in Kaufman County and Henderson County. See the Dallas, TX metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 75143?
HUD's FY2027 Small Area Fair Market Rents for 75143 are $1,040 (studio), $1,120 (1 BR), $1,340 (2 BR), $1,720 (3 BR) and $2,060 (4 BR) a month.
What is the Section 8 payment standard in 75143?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75143 that range is $1,206 to $1,474 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 75143?
The FY2026 income limits of the Dallas, TX area apply: median family income $121,100, low-income (80%) limit $96,900 for a family of four.