FY2027 Small Area FMR · Malakoff, TX

ZIP 75148 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75148 (Malakoff, TX) is $1,010 a month, up 4.1% from FY2026. That is 9% below the Henderson County, TX area-wide FMR of $1,114.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,114Henderson County, TX

Rank in the area15thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750▲ 2.7%

1 BR$830▲ 3.8%

2 BR$1,010▲ 4.1%

3 BR$1,340▲ 4.7%

4 BR$1,510▲ 4.9%

FY2027 FY2026

Where 75148 sits in the Henderson County, TX area

Of the 16 ZIP codes HUD lists for the area, 75148 has the 15th highest two-bedroom Small Area FMR. Henderson County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,114 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$822	$730
1 bedroom	$830	$747 – $913	$910	$800
2 bedrooms	$1,010	$909 – $1,111	$1,114	$970
3 bedrooms	$1,340	$1,206 – $1,474	$1,456	$1,280
4 bedrooms	$1,510	$1,359 – $1,661	$1,648	$1,440

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $76,400 and the 80% low-income limit for four people is $66,950. ZIP code 75148 lies mainly in Henderson County. See the Henderson County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75163	Trinidad	6.2 mi	$1,010
75751	Athens	7.3 mi	$1,150
75144	Kerens	10.7 mi	$1,010
75156	Mabank	11.6 mi	$1,070
75124	Eustace	14.2 mi	$1,080
75752	Athens	15.9 mi	$1,200

Questions

What is the Fair Market Rent for ZIP code 75148?

HUD's FY2027 Small Area Fair Market Rents for 75148 are $750 (studio), $830 (1 BR), $1,010 (2 BR), $1,340 (3 BR) and $1,510 (4 BR) a month.

What is the Section 8 payment standard in 75148?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75148 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75148?

The FY2026 income limits of the Henderson County, TX area apply: median family income $76,400, low-income (80%) limit $66,950 for a family of four.