Income Limits by County

FY2027 Small Area FMR · Mesquite, TX

ZIP 75181 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75181 (Mesquite, TX) is $2,460 a month, down 0.8% from FY2026. That is 36% above the Dallas, TX area-wide FMR of $1,807.

2-bedroom SAFMR$2,460per month ▼ 0.8%
Area-wide 2 BR FMR$1,807Dallas, TX
Rank in the area16thof 260 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,214
2 BR Small Area FMR$2,460
110% of SAFMR$2,706

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 75181 sits in the Dallas, TX area

$1,020$2,710median $1,720

Of the 260 ZIP codes HUD lists for the area, 75181 has the 16th highest two-bedroom Small Area FMR. Dallas, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2011), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,214 and $2,706 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,030$1,827 – $2,233$1,491$2,030
1 bedroom$2,090$1,881 – $2,299$1,536$2,120
2 bedrooms$2,460$2,214 – $2,706$1,807$2,480
3 bedrooms$3,100$2,790 – $3,410$2,275$3,120
4 bedrooms$3,940$3,546 – $4,334$2,892$3,970

A household renting a two-bedroom home at the Small Area FMR of $2,460 needs about $98,400 a year to keep housing costs at 30% of income. The area median family income is $121,100 and the 80% low-income limit for four people is $96,900. ZIP code 75181 lies mainly in Dallas County. See the Dallas, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
75180Balch Springs3.8 mi$1,480
75253Dallas4.6 mi$1,580
75149Mesquite5.0 mi$1,670
75182Sunnyvale5.3 mi$1,950
75126Forney6.1 mi$2,270
75217Dallas7.2 mi$1,330

Questions

What is the Fair Market Rent for ZIP code 75181?

HUD's FY2027 Small Area Fair Market Rents for 75181 are $2,030 (studio), $2,090 (1 BR), $2,460 (2 BR), $3,100 (3 BR) and $3,940 (4 BR) a month.

What is the Section 8 payment standard in 75181?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75181 that range is $2,214 to $2,706 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75181?

The FY2026 income limits of the Dallas, TX area apply: median family income $121,100, low-income (80%) limit $96,900 for a family of four.