FY2027 Small Area FMR · Bagwell, TX

ZIP 75412 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75412 (Bagwell, TX) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Red River County, TX area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,014Red River County, TX

Rank in the area4thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$710▲ 4.4%

1 BR$810▲ 3.8%

2 BR$1,010▲ 4.1%

3 BR$1,410▲ 6.0%

4 BR$1,700▲ 8.3%

FY2027 FY2026

Where 75412 sits in the Red River County, TX area

Of the 9 ZIP codes HUD lists for the area, 75412 has the 4th highest two-bedroom Small Area FMR. Red River County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$710	$639 – $781	$706	$680
1 bedroom	$810	$729 – $891	$807	$780
2 bedrooms	$1,010	$909 – $1,111	$1,014	$970
3 bedrooms	$1,410	$1,269 – $1,551	$1,404	$1,330
4 bedrooms	$1,700	$1,530 – $1,870	$1,695	$1,570

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $63,600 and the 80% low-income limit for four people is $66,950. ZIP code 75412 lies mainly in Red River County. See the Red River County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75436	Detroit	8.0 mi	$1,030
74736	Garvin	12.7 mi	$920
75426	Clarksville	13.1 mi	$1,010
74750	Millerton	13.6 mi	$990
75416	Blossom	13.6 mi	$1,020
74761	Swink	14.3 mi	$1,030

Questions

What is the Fair Market Rent for ZIP code 75412?

HUD's FY2027 Small Area Fair Market Rents for 75412 are $710 (studio), $810 (1 BR), $1,010 (2 BR), $1,410 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 75412?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75412 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75412?

The FY2026 income limits of the Red River County, TX area apply: median family income $63,600, low-income (80%) limit $66,950 for a family of four.