FY2027 Small Area FMR · Melissa, TX

ZIP 75454 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75454 (Melissa, TX) is $2,710 a month, down 6.2% from FY2026. That is 50% above the Dallas, TX area-wide FMR of $1,807.

2-bedroom SAFMR$2,710per month ▼ 6.2%

Area-wide 2 BR FMR$1,807Dallas, TX

Rank in the area1stof 260 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,439

2 BR Small Area FMR$2,710

110% of SAFMR$2,981

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,240▼ 5.5%

1 BR$2,300▼ 6.9%

2 BR$2,710▼ 6.2%

3 BR$3,410▼ 6.3%

4 BR$4,340▼ 6.3%

FY2027 FY2026

Where 75454 sits in the Dallas, TX area

Of the 260 ZIP codes HUD lists for the area, 75454 has the 1st highest two-bedroom Small Area FMR. Dallas, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2011), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,439 and $2,981 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,240	$2,016 – $2,464	$1,491	$2,370
1 bedroom	$2,300	$2,070 – $2,530	$1,536	$2,470
2 bedrooms	$2,710	$2,439 – $2,981	$1,807	$2,890
3 bedrooms	$3,410	$3,069 – $3,751	$2,275	$3,640
4 bedrooms	$4,340	$3,906 – $4,774	$2,892	$4,630

A household renting a two-bedroom home at the Small Area FMR of $2,710 needs about $108,400 a year to keep housing costs at 30% of income. The area median family income is $121,100 and the 80% low-income limit for four people is $96,900. ZIP code 75454 lies mainly in Collin County. See the Dallas, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75071	Mckinney	4.6 mi	$2,430
75409	Anna	5.6 mi	$2,300
75072	Mckinney	6.7 mi	$2,710
75069	Mckinney	7.5 mi	$1,890
75407	Princeton	10.2 mi	$2,230
75495	Van Alstyne	10.7 mi	$1,680

Questions

What is the Fair Market Rent for ZIP code 75454?

HUD's FY2027 Small Area Fair Market Rents for 75454 are $2,240 (studio), $2,300 (1 BR), $2,710 (2 BR), $3,410 (3 BR) and $4,340 (4 BR) a month.

What is the Section 8 payment standard in 75454?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75454 that range is $2,439 to $2,981 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75454?

The FY2026 income limits of the Dallas, TX area apply: median family income $121,100, low-income (80%) limit $96,900 for a family of four.