Income Limits by County

FY2027 Small Area FMR · Petty, TX

ZIP 75470 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75470 (Petty, TX) is $1,050 a month, up 8.2% from FY2026. That is 1% above the Lamar County, TX area-wide FMR of $1,036.

2-bedroom SAFMR$1,050per month ▲ 8.2%
Area-wide 2 BR FMR$1,036Lamar County, TX
Rank in the area4thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945
2 BR Small Area FMR$1,050
110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 75470 sits in the Lamar County, TX area

$1,010$1,240median $1,030

Of the 17 ZIP codes HUD lists for the area, 75470 has the 4th highest two-bedroom Small Area FMR. Lamar County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,036 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$787$720
1 bedroom$810$729 – $891$793$770
2 bedrooms$1,050$945 – $1,155$1,036$970
3 bedrooms$1,410$1,269 – $1,551$1,354$1,320
4 bedrooms$1,540$1,386 – $1,694$1,362$1,460

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $84,800 and the 80% low-income limit for four people is $67,850. ZIP code 75470 lies mainly in Lamar County. See the Lamar County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
75477Roxton5.3 mi$1,150
75446Honey Grove5.8 mi$1,010
75421Brookston7.3 mi$1,010
75415Ben Franklin8.5 mi$1,100
75492Windom10.6 mi$1,040
75469Pecan Gap10.8 mi$1,070

Questions

What is the Fair Market Rent for ZIP code 75470?

HUD's FY2027 Small Area Fair Market Rents for 75470 are $770 (studio), $810 (1 BR), $1,050 (2 BR), $1,410 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 75470?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75470 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75470?

The FY2026 income limits of the Lamar County, TX area apply: median family income $84,800, low-income (80%) limit $67,850 for a family of four.