Income Limits by County

FY2027 Small Area FMR · Texarkana, TX

ZIP 75501 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75501 (Texarkana, TX) is $1,100 a month, up 3.8% from FY2026. That is 2% below the Texarkana, TX-Texarkana, AR area-wide FMR of $1,118.

2-bedroom SAFMR$1,100per month ▲ 3.8%
Area-wide 2 BR FMR$1,118Texarkana, TX-Texarkana, AR
Rank in the area9thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990
2 BR Small Area FMR$1,100
110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 75501 sits in the Texarkana, TX-Texarkana, AR area

$1,010$1,340median $1,065

Of the 20 ZIP codes HUD lists for the area, 75501 has the 9th highest two-bedroom Small Area FMR. Texarkana, TX-Texarkana, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,118 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

ZIP code 75501 crosses more than one HUD area. HUD also lists it under Cass County, TX (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$830$747 – $913$839$830
1 bedroom$860$774 – $946$874$840
2 bedrooms$1,100$990 – $1,210$1,118$1,060
3 bedrooms$1,380$1,242 – $1,518$1,403$1,320
4 bedrooms$1,660$1,494 – $1,826$1,683$1,600

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $78,300 and the 80% low-income limit for four people is $66,950. ZIP code 75501 lies mainly in Bowie County. See the Texarkana, TX-Texarkana, AR metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
75569Nash4.9 mi$1,060
75573Redwater5.4 mi$1,140
75503Texarkana9.7 mi$1,340
75572Queen City10.1 mi$1,010
75567Maud10.8 mi$1,010
75561Hooks12.9 mi$1,150

Questions

What is the Fair Market Rent for ZIP code 75501?

HUD's FY2027 Small Area Fair Market Rents for 75501 are $830 (studio), $860 (1 BR), $1,100 (2 BR), $1,380 (3 BR) and $1,660 (4 BR) a month.

What is the Section 8 payment standard in 75501?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75501 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75501?

The FY2026 income limits of the Texarkana, TX-Texarkana, AR area apply: median family income $78,300, low-income (80%) limit $66,950 for a family of four.