Income Limits by County

FY2027 Small Area FMR · Jefferson, TX

ZIP 75657 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75657 (Jefferson, TX) is $1,140 a month, up 5.6% from FY2026. That is 8% below the Harrison County, TX area-wide FMR of $1,244.

2-bedroom SAFMR$1,140per month ▲ 5.6%
Area-wide 2 BR FMR$1,244Harrison County, TX
Rank in the area16thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026
2 BR Small Area FMR$1,140
110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 75657 sits in the Harrison County, TX area

$1,140$1,410median $1,240

Of the 18 ZIP codes HUD lists for the area, 75657 has the 16th highest two-bedroom Small Area FMR. Harrison County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,244 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

ZIP code 75657 crosses more than one HUD area. HUD also lists it under Cass County, TX (same figures) and Marion County, TX (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$810$729 – $891$866$770
1 bedroom$870$783 – $957$951$830
2 bedrooms$1,140$1,026 – $1,254$1,244$1,080
3 bedrooms$1,360$1,224 – $1,496$1,482$1,300
4 bedrooms$1,530$1,377 – $1,683$1,635$1,460

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $77,100 and the 80% low-income limit for four people is $71,550. ZIP code 75657 lies mainly in Marion County, Cass County and Harrison County. See the Harrison County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
75564Lodi5.7 mi$1,050
75562Kildare9.7 mi$1,020
75694Woodlawn9.9 mi$1,240
75661Karnack13.9 mi$1,180
75555Bivins13.9 mi$1,010
75630Avinger14.8 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 75657?

HUD's FY2027 Small Area Fair Market Rents for 75657 are $810 (studio), $870 (1 BR), $1,140 (2 BR), $1,360 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 75657?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75657 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75657?

The FY2026 income limits of the Harrison County, TX area apply: median family income $77,100, low-income (80%) limit $71,550 for a family of four.