FY2027 Small Area FMR · Winona, TX

ZIP 75792 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75792 (Winona, TX) is $1,210 a month, down 7.6% from FY2026. That is 5% below the Tyler, TX area-wide FMR of $1,277.

2-bedroom SAFMR$1,210per month ▼ 7.6%

Area-wide 2 BR FMR$1,277Tyler, TX

Rank in the area16thof 26 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,089

2 BR Small Area FMR$1,210

110% of SAFMR$1,331

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▼ 7.3%

1 BR$990▼ 7.5%

2 BR$1,210▼ 7.6%

3 BR$1,620▼ 8.0%

4 BR$1,790▼ 7.7%

FY2027 FY2026

Where 75792 sits in the Tyler, TX area

Of the 26 ZIP codes HUD lists for the area, 75792 has the 16th highest two-bedroom Small Area FMR. Tyler, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,277 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,210 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$948	$960
1 bedroom	$990	$891 – $1,089	$1,041	$1,070
2 bedrooms	$1,210	$1,089 – $1,331	$1,277	$1,310
3 bedrooms	$1,620	$1,458 – $1,782	$1,718	$1,760
4 bedrooms	$1,790	$1,611 – $1,969	$1,855	$1,940

A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $97,300 and the 80% low-income limit for four people is $77,850. ZIP code 75792 lies mainly in Smith County. See the Tyler, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75708	Tyler	7.7 mi	$1,210
75705	Tyler	7.8 mi	$1,720
75647	Gladewater	9.0 mi	$1,210
75755	Big Sandy	11.5 mi	$1,100
75706	Tyler	12.1 mi	$1,210
75707	Tyler	12.9 mi	$1,490

Questions

What is the Fair Market Rent for ZIP code 75792?

HUD's FY2027 Small Area Fair Market Rents for 75792 are $890 (studio), $990 (1 BR), $1,210 (2 BR), $1,620 (3 BR) and $1,790 (4 BR) a month.

What is the Section 8 payment standard in 75792?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75792 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75792?

The FY2026 income limits of the Tyler, TX area apply: median family income $97,300, low-income (80%) limit $77,850 for a family of four.