FY2027 Small Area FMR · Woodlake, TX

ZIP 75865 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75865 (Woodlake, TX) is $1,080 a month, up 6.9% from FY2026. That is 0% equal to the Trinity County, TX area-wide FMR of $1,079.

2-bedroom SAFMR$1,080per month ▲ 6.9%

Area-wide 2 BR FMR$1,079Trinity County, TX

Rank in the area7thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▲ 3.8%

1 BR$890▲ 8.5%

2 BR$1,080▲ 6.9%

3 BR$1,290▲ 6.6%

4 BR$1,560▲ 3.3%

FY2027 FY2026

Where 75865 sits in the Trinity County, TX area

Of the 10 ZIP codes HUD lists for the area, 75865 has the 7th highest two-bedroom Small Area FMR. Trinity County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,079 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$820	$790
1 bedroom	$890	$801 – $979	$892	$820
2 bedrooms	$1,080	$972 – $1,188	$1,079	$1,010
3 bedrooms	$1,290	$1,161 – $1,419	$1,286	$1,210
4 bedrooms	$1,560	$1,404 – $1,716	$1,554	$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $73,100 and the 80% low-income limit for four people is $66,950. ZIP code 75865 lies mainly in Trinity County. See the Trinity County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75845	Groveton	4.8 mi	$1,150
75960	Moscow	12.7 mi	$1,120
77360	Onalaska	13.6 mi	$1,290
75939	Corrigan	14.0 mi	$1,010
75926	Apple Springs	15.6 mi	$1,010
75856	Pennington	17.2 mi	$1,180

Questions

What is the Fair Market Rent for ZIP code 75865?

HUD's FY2027 Small Area Fair Market Rents for 75865 are $820 (studio), $890 (1 BR), $1,080 (2 BR), $1,290 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 75865?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75865 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75865?

The FY2026 income limits of the Trinity County, TX area apply: median family income $73,100, low-income (80%) limit $66,950 for a family of four.