FY2027 Small Area FMR · Nacogdoches, TX
ZIP 75965 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75965 (Nacogdoches, TX) is $1,110 a month, up 6.7% from FY2026. That is 3% below the Nacogdoches County, TX area-wide FMR of $1,139.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 75965 sits in the Nacogdoches County, TX area
Of the 13 ZIP codes HUD lists for the area, 75965 has the 11th highest two-bedroom Small Area FMR. Nacogdoches County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,139 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,110 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $880 | $792 – $968 | $902 | $830 |
| 1 bedroom | $920 | $828 – $1,012 | $944 | $870 |
| 2 bedrooms | $1,110 | $999 – $1,221 | $1,139 | $1,040 |
| 3 bedrooms | $1,320 | $1,188 – $1,452 | $1,357 | $1,250 |
| 4 bedrooms | $1,530 | $1,377 – $1,683 | $1,527 | $1,650 |
A household renting a two-bedroom home at the Small Area FMR of $1,110 needs about $44,400 a year to keep housing costs at 30% of income. The area median family income is $64,100 and the 80% low-income limit for four people is $66,950. ZIP code 75965 lies mainly in Nacogdoches County. See the Nacogdoches County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 75965?
HUD's FY2027 Small Area Fair Market Rents for 75965 are $880 (studio), $920 (1 BR), $1,110 (2 BR), $1,320 (3 BR) and $1,530 (4 BR) a month.
What is the Section 8 payment standard in 75965?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75965 that range is $999 to $1,221 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 75965?
The FY2026 income limits of the Nacogdoches County, TX area apply: median family income $64,100, low-income (80%) limit $66,950 for a family of four.