FY2027 Small Area FMR · Wichita Falls, TX

ZIP 76309 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76309 (Wichita Falls, TX) is $1,150 a month, up 2.7% from FY2026. That is 0% equal to the Wichita Falls, TX area-wide FMR of $1,145.

2-bedroom SAFMR$1,150per month ▲ 2.7%

Area-wide 2 BR FMR$1,145Wichita Falls, TX

Rank in the area9thof 26 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035

2 BR Small Area FMR$1,150

110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840▲ 2.4%

1 BR$950▲ 4.4%

2 BR$1,150▲ 2.7%

3 BR$1,550▲ 1.3%

4 BR$1,750▲ 1.2%

FY2027 FY2026

Where 76309 sits in the Wichita Falls, TX area

Of the 26 ZIP codes HUD lists for the area, 76309 has the 9th highest two-bedroom Small Area FMR. Wichita Falls, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,145 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$839	$820
1 bedroom	$950	$855 – $1,045	$949	$910
2 bedrooms	$1,150	$1,035 – $1,265	$1,145	$1,120
3 bedrooms	$1,550	$1,395 – $1,705	$1,542	$1,530
4 bedrooms	$1,750	$1,575 – $1,925	$1,740	$1,730

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $91,200 and the 80% low-income limit for four people is $72,950. ZIP code 76309 lies mainly in Wichita County. See the Wichita Falls, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76308	Wichita Falls	2.9 mi	$1,250
76306	Wichita Falls	3.6 mi	$1,100
76302	Wichita Falls	3.7 mi	$1,140
76301	Wichita Falls	3.8 mi	$1,030
76311	Sheppard Afb	5.5 mi	$1,700
76310	Wichita Falls	6.9 mi	$1,220

Questions

What is the Fair Market Rent for ZIP code 76309?

HUD's FY2027 Small Area Fair Market Rents for 76309 are $840 (studio), $950 (1 BR), $1,150 (2 BR), $1,550 (3 BR) and $1,750 (4 BR) a month.

What is the Section 8 payment standard in 76309?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76309 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76309?

The FY2026 income limits of the Wichita Falls, TX area apply: median family income $91,200, low-income (80%) limit $72,950 for a family of four.