Income Limits by County

FY2027 Small Area FMR · Killeen, TX

ZIP 76542 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76542 (Killeen, TX) is $1,230 a month, down 9.6% from FY2026. That is 8% above the Killeen-Temple, TX area-wide FMR of $1,138.

2-bedroom SAFMR$1,230per month ▼ 9.6%
Area-wide 2 BR FMR$1,138Killeen-Temple, TX
Rank in the area13thof 42 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,107
2 BR Small Area FMR$1,230
110% of SAFMR$1,353

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 76542 sits in the Killeen-Temple, TX area

$1,110$1,910median $1,140

Of the 42 ZIP codes HUD lists for the area, 76542 has the 13th highest two-bedroom Small Area FMR. Killeen-Temple, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,138 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,230 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,000$900 – $1,100$921$1,080
1 bedroom$1,000$900 – $1,100$927$1,090
2 bedrooms$1,230$1,107 – $1,353$1,138$1,360
3 bedrooms$1,710$1,539 – $1,881$1,576$1,890
4 bedrooms$2,060$1,854 – $2,266$1,902$2,280

A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $85,100 and the 80% low-income limit for four people is $68,100. ZIP code 76542 lies mainly in Bell County. See the Killeen-Temple, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
76549Killeen5.4 mi$1,250
76548Harker Heights6.4 mi$1,110
76541Killeen7.1 mi$1,110
76544Fort Hood9.3 mi$1,220
76559Nolanville9.3 mi$1,120
76571Salado10.3 mi$1,420

Questions

What is the Fair Market Rent for ZIP code 76542?

HUD's FY2027 Small Area Fair Market Rents for 76542 are $1,000 (studio), $1,000 (1 BR), $1,230 (2 BR), $1,710 (3 BR) and $2,060 (4 BR) a month.

What is the Section 8 payment standard in 76542?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76542 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76542?

The FY2026 income limits of the Killeen-Temple, TX area apply: median family income $85,100, low-income (80%) limit $68,100 for a family of four.