Income Limits by County

FY2027 Small Area FMR · Thrall, TX

ZIP 76578 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76578 (Thrall, TX) is $1,670 a month, down 5.1% from FY2026. That is 8% below the Austin-Round Rock-San Marcos, TX area-wide FMR of $1,817.

2-bedroom SAFMR$1,670per month ▼ 5.1%
Area-wide 2 BR FMR$1,817Austin-Round Rock-San Marcos
Rank in the area94thof 131 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,503
2 BR Small Area FMR$1,670
110% of SAFMR$1,837

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 76578 sits in the Austin-Round Rock-San Marcos, TX area

$1,160$2,730median $1,850

Of the 131 ZIP codes HUD lists for the area, 76578 has the 94th highest two-bedroom Small Area FMR. Austin-Round Rock-San Marcos, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,817 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,670 for this ZIP code instead.

ZIP code 76578 crosses more than one HUD area. HUD also lists it under Lee County, TX (same figures) and Milam County, TX (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,330$1,197 – $1,463$1,447$1,400
1 bedroom$1,410$1,269 – $1,551$1,530$1,490
2 bedrooms$1,670$1,503 – $1,837$1,817$1,760
3 bedrooms$2,120$1,908 – $2,332$2,292$2,240
4 bedrooms$2,490$2,241 – $2,739$2,689$2,600

A household renting a two-bedroom home at the Small Area FMR of $1,670 needs about $66,800 a year to keep housing costs at 30% of income. The area median family income is $134,400 and the 80% low-income limit for four people is $106,800. ZIP code 76578 lies mainly in Williamson County and Milam County. See the Austin-Round Rock-San Marcos, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
76577Thorndale7.5 mi$1,670
76574Taylor9.5 mi$1,670
78615Coupland10.0 mi$1,670
78947Lexington14.4 mi$1,130
78621Elgin15.5 mi$1,670
76567Rockdale15.8 mi$1,140

Questions

What is the Fair Market Rent for ZIP code 76578?

HUD's FY2027 Small Area Fair Market Rents for 76578 are $1,330 (studio), $1,410 (1 BR), $1,670 (2 BR), $2,120 (3 BR) and $2,490 (4 BR) a month.

What is the Section 8 payment standard in 76578?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76578 that range is $1,503 to $1,837 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76578?

The FY2026 income limits of the Austin-Round Rock-San Marcos, TX area apply: median family income $134,400, low-income (80%) limit $106,800 for a family of four.