FY2027 Small Area FMR · Gatesville, TX

ZIP 76597 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76597 (Gatesville, TX) is $1,110 a month, down 6.7% from FY2026. That is 2% below the Killeen-Temple, TX area-wide FMR of $1,138.

2-bedroom SAFMR$1,110per month ▼ 6.7%

Area-wide 2 BR FMR$1,138Killeen-Temple, TX

Rank in the area26thof 42 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$999

2 BR Small Area FMR$1,110

110% of SAFMR$1,221

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▼ 5.3%

1 BR$900▼ 6.2%

2 BR$1,110▼ 6.7%

3 BR$1,540▼ 6.7%

4 BR$1,870▼ 6.5%

FY2027 FY2026

Where 76597 sits in the Killeen-Temple, TX area

Of the 42 ZIP codes HUD lists for the area, 76597 has the 26th highest two-bedroom Small Area FMR. Killeen-Temple, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,138 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,110 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$921	$950
1 bedroom	$900	$810 – $990	$927	$960
2 bedrooms	$1,110	$999 – $1,221	$1,138	$1,190
3 bedrooms	$1,540	$1,386 – $1,694	$1,576	$1,650
4 bedrooms	$1,870	$1,683 – $2,057	$1,902	$2,000

A household renting a two-bedroom home at the Small Area FMR of $1,110 needs about $44,400 a year to keep housing costs at 30% of income. The area median family income is $85,100 and the 80% low-income limit for four people is $68,100. ZIP code 76597 lies mainly in Coryell County. See the Killeen-Temple, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76596	Gatesville	1.4 mi	$1,110
76598	Gatesville	1.8 mi	$1,110
76599	Gatesville	2.0 mi	$1,110
76528	Gatesville	5.5 mi	$1,110
76561	Oglesby	11.6 mi	$1,120
76538	Jonesboro	16.0 mi	$1,110

Questions

What is the Fair Market Rent for ZIP code 76597?

HUD's FY2027 Small Area Fair Market Rents for 76597 are $900 (studio), $900 (1 BR), $1,110 (2 BR), $1,540 (3 BR) and $1,870 (4 BR) a month.

What is the Section 8 payment standard in 76597?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76597 that range is $999 to $1,221 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76597?

The FY2026 income limits of the Killeen-Temple, TX area apply: median family income $85,100, low-income (80%) limit $68,100 for a family of four.